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Chitti Fundamentals
🇮🇳 Bharat ka Apna Chitti
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Stock—
HOLD
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🔍 Long-term Share Scanner
Pick an investing strategy. See its plain-English criteria. Tap any stock chip to inspect against it.
🏷️ Composite Scorecard Coming Soon
Tickertape's Quality / Valuation / Growth / Health chips + Trendlyne's Durability-Valuation-Momentum. Composite scoring engine tomorrow.
Quality
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Profitability + return ratios
Valuation
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P/E, P/B, PEG vs sector
Growth
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Revenue + Profit CAGR
Financial Health
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Debt, liquidity, coverage
Momentum
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12M return, RSI, trend
Durability (DVM)
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Trendlyne-style stability score
📋 Key Metrics
The numbers Angel One / Zerodha / Groww show first — sized for one quick glance.
Search a stock above to load its overview.
📅 Earnings Calendar Coming Soon
Next earnings date, ex-dividend date, AGM. Source: BSE / NSE corporate-actions feed.
Next EarningsSoon
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When the company will next report quarterly results.
Next Ex-DividendSoon
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Buy before this date to be eligible for the next dividend.
Next AGMSoon
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Annual general meeting where shareholders vote.
🏢 About the Company Coming Soon
Sector, sub-industry, ISIN, CIN, listed since, registered office, MD/CEO. Source: BSE/NSE company master.
ISIN
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Globally unique 12-character security identifier.
CIN
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Corporate identity number from Ministry of Corporate Affairs.
Listed Since
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Year the stock was first listed on the exchange.
Sub-Industry
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More granular than sector — e.g. Refineries vs Oil & Gas.
MD / CEO
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Current managing director or CEO and tenure.
Auditor
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Independent statutory auditor and tenure.
Company description (3 sentences plain-English) and registered office wires from BSE master + Wikipedia next session.
✅ Pros & ❌ Cons Coming Soon
Tickertape-style auto-generated bullets — what's strong about this stock, what to watch out for. Computed from the underlying ratios.

✅ PROS

  • e.g. Stock has delivered ROE > 15% for 5 years
  • e.g. Debt-free with positive FCF
  • e.g. Promoter holding rising last 4 quarters

❌ CONS

  • e.g. P/E above 5-year own average
  • e.g. Promoter pledged shares above 20%
  • e.g. Operating margin compressed YoY
📈 Performance vs NIFTY 50 LIVE
How this stock returned vs the index over each timeframe. Beating the index is the alpha.
PeriodStock ReturnNIFTY ReturnAlpha
Pick a stock to see performance.
🧮 Returns Calculator LIVE
"If you had invested ₹X in this stock Y years ago, you'd have ₹Z today" — vs NIFTY 50 vs 7% Bank FD.
This stock
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Pick mode + amount + years; click Calculate.
NIFTY 50
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What the same money would do in the index.
Bank FD (7% p.a.)
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Risk-free baseline — bank fixed deposit.
✨ Chitti Special — what no other app does
Features built specifically for Chitti's three-user contract: blind, deaf-mute, and financially-illiterate users. None of Tickertape, Trendlyne, Bloomberg, or Yahoo has these.
🎤 Story ModeChitti Special
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60-second audio briefing — Chitti narrates the company story like a friend explaining it over chai. Coming next session.
🎯 Risk-Fit DialLIVE
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Conservative / Moderate / Aggressive — pick your persona below; Chitti judges fit on this stock.
📊 Confidence DialLIVE
— / 10
How confident is Chitti in this verdict? Composite from data completeness, history depth, and growth consistency.
💰 AffordabilityChitti Special
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Type your budget — Chitti tells you how many shares you can buy after brokerage and STT.
📴 Pension / SIP FitChitti Special
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Suitable for a 10-year SIP? For a retiree's portfolio? Chitti judges fit, not just rating.
🌐 Multi-Indian-LanguageChitti Special
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Hindi, Tamil, Bengali, Telugu, Marathi, Gujarati, Kannada audio — not just text translation, full speech.
👨‍👩‍👧 Family ShareChitti Special
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Share Chitti's verdict on WhatsApp with the SEBI disclaimer pre-attached. One tap.
⚖️ Plain-English CompareChitti Special
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"Reliance is 5× bigger than ITC, but ITC pays 7× more dividend." Compare any two stocks in plain words.
❄️ 5D SnowflakeLIVE
Average across Value / Growth / Quality / Health / Income.
📊 Revenue (last 8 quarters) LIVE
Total sales each quarter. Bars show the trend at a glance.
Search a stock to load revenue.
📊 Net Profit (last 8 quarters) LIVE
Money kept after all expenses each quarter.
Search a stock to load net profit.
📊 Operating Profit (EBITDA proxy)
Profit from the core business each quarter, before interest and tax.
Search a stock to load operating profit.
📐 Margins & Growth LIVE
Net Profit Margin, Operating Margin, latest YoY growth.
Search a stock to load margins.
📈 Revenue & Profit CAGR Coming Soon
3-year, 5-year and 10-year compound growth rates for Sales, Operating Profit and Net Profit.
Search a stock to load CAGR.
📋 Quarterly Results table LIVE
Screener.in-style 8-quarter table — Revenue, Operating Profit, Net Profit per quarter.
📊 Financial Statements Loading…
Screener.in-style multi-period × multi-statement matrix. Quarterly & Half-yearly P&L; Annual P&L, Balance Sheet and Cash Flow.
📅 Corporate Actions Coming Soon
Dividends, splits, bonus issues, rights — historical timeline. Source: BSE / NSE corporate-actions feed.
ActionTypeEx-DateRecord DateAmount / Ratio
Coming soon — historical dividends, splits, bonus, rights timeline. Wires from BSE / NSE corporate-actions feed next session.
🔮 Analyst Estimates & Recommendations Coming Soon
Consensus EPS, target price, BUY / HOLD / SELL distribution from broker reports. Needs paid analyst-data feed.
Consensus EPS (next Q)Soon
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Average analyst forecast for next quarter's EPS.
Consensus Sales (next Q)Soon
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Average analyst forecast for next quarter's revenue.
12-Month Target PriceSoon
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Average target price across covering analysts.
Recommendation MixSoon
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How many BUY / HOLD / SELL ratings.
Last Q Surprise %Soon
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How much the actual EPS beat / missed consensus last quarter.
EPS Revision TrendSoon
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Are analysts upgrading or downgrading their EPS forecasts?
📑 Annual Reports & Concalls Coming Soon
Direct PDF links: latest annual report, investor presentation, concall transcripts, credit-rating reports. Source: BSE / NSE filings.
Coming soon — wires from BSE / NSE filings feed next session. Will surface the last 5 annual reports plus the most recent earnings deck and concall transcript.
🌐 Segment & Geographic Breakdown Coming Soon
Revenue and operating profit split by business segment and geography (where company reports). Needs annual-report parser.
Revenue by SegmentSoon
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Pie chart of revenue split across business segments.
EBIT by SegmentSoon
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Operating profit by business segment.
Revenue by GeographySoon
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Domestic vs International revenue split.
Forex Earnings %Soon
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Share of revenue earned in foreign currency.
🏗️ Capex vs Depreciation Coming Soon
Is the company reinvesting? Capex above depreciation = growing capacity. Below = harvesting.
Capex (latest FY)Soon
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Money spent on plant, machinery, factories, IT.
Depreciation (latest FY)Soon
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How much existing assets wore down this year.
Capex / DepreciationSoon
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Above 1.5× = growing fast. Below 1.0× = shrinking capacity.
Capex / SalesSoon
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How capital-intensive the business is.
🗓️ Debt Maturity Profile Coming Soon
When the company's debt is due. Lumpy near-term maturities = refinancing risk.
Coming soon — bar chart of debt repayments by year (within 1Y, 1-3Y, 3-5Y, 5Y+) from notes-to-accounts.
📐 Profitability ratios LIVE
How well the business turns capital into profit.
Search a stock to load ratios.
🛡️ Leverage & Liquidity ratios
Debt safety and short-term cash health.
Search a stock to load ratios.
⚙️ Efficiency ratios Mostly Coming Soon
How quickly the business converts inputs into cash. Needs detailed balance-sheet wiring.
👥 Shareholding pattern Loading…
Promoter, FII, DII, Public splits with quarter-on-quarter ▲▼. Last 4 quarters from screener.in.
📑 Bulk & Block deals (last 3 months) Coming Soon
Big single-trade transactions disclosed to NSE/BSE. Reveals when large investors enter or exit.
NSE / BSE
Bulk deals feed wiring pending Soon
Why this matters
When promoters or large funds buy from the open market, it's a strong signal of conviction. When they exit in size, it's a warning.
NSE / BSE
Block deals feed wiring pending Soon
Why this matters
Block deals are pre-arranged trades of 5 lakh shares or ₹10 crore+. Often signal institutional rebalancing.
🕵️ Insider / Promoter Activity (last 12 months) Coming Soon
SEBI-disclosed promoter and insider buying / selling. Skin-in-the-game beats analyst opinions.
DateInsiderActionQtyAvg PriceHolding After
Coming soon — wires from BSE / NSE insider-disclosure feed next session.
🏦 Mutual Fund Holdings — top 10 schemes Coming Soon
Which Indian mutual fund schemes own this stock + how their holding has changed quarter over quarter.
SchemeAMCHolding %Q/Q ChangeLast Action
Coming soon — wires from AMFI monthly portfolios next session.
⛓️ Promoter Pledge Timeline Coming Soon
How much of the promoter holding is pledged as loan collateral, quarter by quarter. Above 20% is a red flag.
Coming soon — wires from BSE / NSE pledge disclosures next session.
🏛️ Top 10 Institutional Holders Coming Soon
Bloomberg-style institutional ownership: top 10 funds + Q/Q change + fund manager.
#HolderTypeHolding %Q/Q ChangeManager
Coming soon — wires from quarterly DII/FII disclosures + AMFI portfolios next session.
👤 Key Management Personnel (KMP) Coming Soon
Board members, CEO/CFO/MD with tenure, age, qualifications, and reported compensation.
NameRoleSinceAgeCompensation (FY)
Coming soon — parsed from annual report's KMP section + BSE board disclosures.
🌳 Subsidiary & Group Structure Coming Soon
Parent company, subsidiaries, joint ventures, associates — the group tree. Reveals consolidated vs standalone exposure.
Coming soon — annual-report parser will surface subsidiary list with %-stake and contribution to consolidated revenue.
🏷️ Credit Rating Coming Soon
CRISIL / ICRA / India Ratings — long-term and short-term. Downgrade is an early-warning signal.
AgencyLong-termShort-termOutlookLast Updated
Coming soon — wires from CRISIL / ICRA / India Ratings RSS feeds.
⚖️ Litigation & Regulatory Issues Coming Soon
Pending material litigation, SEBI / SEC actions, auditor qualifications. Red flags surface here first.
Coming soon — auditor qualification field + material-litigation summary parsed from annual report.
🏷️ Sector peer comparison Coming Soon
Side-by-side P/E, ROE, Revenue Growth, D/E and Market Cap vs 4–5 sector peers — Screener.in style. Needs the peer-list and bulk-fetch service.
StockP/EROERev growthD/EMcap
Peer table wiring pending — slot reserved. Coming Soon
💰 Valuation snapshot PARTIAL
Graham number, fair value estimate, upside/downside. Some pieces still wiring.
Search a stock to compute valuation.
📈 Historical P/E chart Coming Soon
P/E ratio over the last 5 years versus its own median. Needs historical price + EPS series.
Slot reserved — historical P/E series wiring pending.
📊 P/E vs industry average Coming Soon
Is this stock cheap or expensive versus its sector? Needs sector-aggregate service.
Stock P/ESoon
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This stock's price-to-earnings ratio.
Industry P/ESoon
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Average P/E across the same sector.
Premium / DiscountSoon
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How much above or below the sector this stock trades.
🧠 SWOT — auto-generated Coming Soon
Trendlyne-style auto-generated Strengths, Weaknesses, Opportunities, Threats — derived from the underlying ratios + news.

🛡️ Strengths

e.g. ROE consistently above 15%; debt-free; promoter holding rising

⚠️ Weaknesses

e.g. Margins compressed YoY; high promoter pledge; concentrated single-product revenue

🌱 Opportunities

e.g. PLI scheme beneficiary; export tailwind; large untapped TAM

⛔ Threats

e.g. Regulatory headwinds; cheaper imports; auditor qualification last quarter
🧮 DCF Calculator Coming Soon
Discounted-cash-flow fair-value model. Adjust growth + discount rate sliders to see how intrinsic value changes.
FCF (latest)Soon
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Free cash flow most recent year — input to the model.
Growth assumption (next 5Y)Soon
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Slider 0–25%. How fast you think FCF will grow.
Discount rate (WACC)Soon
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Slider 8–18%. Risk-adjusted required return.
Terminal growth rateSoon
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Slider 2–6%. Long-run perpetual growth.
DCF Fair ValueSoon
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Per-share intrinsic value from the model.
Margin of SafetySoon
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Discount of current price to DCF fair value.
🔮 Analyst Forecast — next 4 quarters Coming Soon
Consensus EPS + Sales for the next 4 quarters as a chart. Beat/miss vs. consensus over the last 8 quarters.
Slot reserved — analyst forecast time-series chart wiring next session (needs paid analyst feed).
📊 Comparable Multiples (vs sector median) Coming Soon
Bloomberg-style relative-valuation view: how each multiple stacks up against sector median + 5Y own median.
MultipleStock5Y own medianSector medianVerdict
P/E Coming soon
P/B Coming soon
EV/EBITDA Coming soon
EV/Sales Coming soon
P/CF Coming soon
📰 News & Chitti's Take
Live market headlines + your portfolio news, with Chitti's plain-English verdict.
A · Market News Feed LIVE
Top market-moving headlines right now. Tap 🔊 for Chitti's take. Auto-reads top 5 once on app open.
Loading market news…
B · My Portfolio News LIVE
Add your long-term holdings. Chitti gives a HOLD / EXIT / WATCH verdict for each headline that mentions them.
Add holdings above to see news for your portfolio.
🎓 Learn Fundamentals
Ask anything. Live answers from Chitti.
💬 Ask Chitti Fundamentals LIVE
Live Anthropic API. API key stored locally. Answers in English or Hindi.
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