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Chitti Fundamentals
🇮🇳 Bharat ka Apna Chitti
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🔍 Long-term Share Scanner
Pick an investing strategy. See its plain-English criteria. Tap any stock chip to inspect against it.
🏷️ Composite Scorecard Coming Soon
Tickertape's Quality / Valuation / Growth / Health chips + Trendlyne's Durability-Valuation-Momentum. Composite scoring engine tomorrow.
Quality
Profitability + return ratios
Valuation
P/E, P/B, PEG vs sector
Growth
Revenue + Profit CAGR
Financial Health
Debt, liquidity, coverage
Momentum
12M return, RSI, trend
Durability (DVM)
Trendlyne-style stability score
📋 Key Metrics
The numbers Angel One / Zerodha / Groww show first — sized for one quick glance.
Search a stock above to load its overview.
📅 Earnings Calendar Coming Soon
Next earnings date, ex-dividend date, AGM. Source: BSE / NSE corporate-actions feed.
Next EarningsSoon
When the company will next report quarterly results.
Next Ex-DividendSoon
Buy before this date to be eligible for the next dividend.
Next AGMSoon
Annual general meeting where shareholders vote.
🏢 About the Company Coming Soon
Sector, sub-industry, ISIN, CIN, listed since, registered office, MD/CEO. Source: BSE/NSE company master.
ISIN
Globally unique 12-character security identifier.
CIN
Corporate identity number from Ministry of Corporate Affairs.
Listed Since
Year the stock was first listed on the exchange.
Sub-Industry
More granular than sector — e.g. Refineries vs Oil & Gas.
MD / CEO
Current managing director or CEO and tenure.
Auditor
Independent statutory auditor and tenure.
Company description (3 sentences plain-English) and registered office wires from BSE master + Wikipedia next session.
✅ Pros & ❌ Cons Coming Soon
Tickertape-style auto-generated bullets — what's strong about this stock, what to watch out for. Computed from the underlying ratios.

✅ PROS

  • e.g. Stock has delivered ROE > 15% for 5 years
  • e.g. Debt-free with positive FCF
  • e.g. Promoter holding rising last 4 quarters

❌ CONS

  • e.g. P/E above 5-year own average
  • e.g. Promoter pledged shares above 20%
  • e.g. Operating margin compressed YoY
📈 Performance vs NIFTY 50 LIVE
How this stock returned vs the index over each timeframe. Beating the index is the alpha.
PeriodStock ReturnNIFTY ReturnAlpha
Pick a stock to see performance.
🧮 Returns Calculator LIVE
"If you had invested ₹X in this stock Y years ago, you'd have ₹Z today" — vs NIFTY 50 vs 7% Bank FD.
This stock
Pick mode + amount + years; click Calculate.
NIFTY 50
What the same money would do in the index.
Bank FD (7% p.a.)
Risk-free baseline — bank fixed deposit.
✨ Chitti Special — what no other app does
Features built specifically for Chitti's three-user contract: blind, deaf-mute, and financially-illiterate users. None of Tickertape, Trendlyne, Bloomberg, or Yahoo has these.
🎤 Story ModeChitti Special
60-second audio briefing — Chitti narrates the company story like a friend explaining it over chai. Coming next session.
🎯 Risk-Fit DialLIVE
Conservative / Moderate / Aggressive — pick your persona below; Chitti judges fit on this stock.
📊 Confidence DialLIVE
— / 10
How confident is Chitti in this verdict? Composite from data completeness, history depth, and growth consistency.
💰 AffordabilityChitti Special
Type your budget — Chitti tells you how many shares you can buy after brokerage and STT.
📴 Pension / SIP FitChitti Special
Suitable for a 10-year SIP? For a retiree's portfolio? Chitti judges fit, not just rating.
🌐 Multi-Indian-LanguageChitti Special
Hindi, Tamil, Bengali, Telugu, Marathi, Gujarati, Kannada audio — not just text translation, full speech.
👨‍👩‍👧 Family ShareChitti Special
Share Chitti's verdict on WhatsApp with the SEBI disclaimer pre-attached. One tap.
⚖️ Plain-English CompareChitti Special
"Reliance is 5× bigger than ITC, but ITC pays 7× more dividend." Compare any two stocks in plain words.
❄️ 5D SnowflakeLIVE
Average across Value / Growth / Quality / Health / Income.
📊 Revenue (last 8 quarters) LIVE
Total sales each quarter. Bars show the trend at a glance.
Search a stock to load revenue.
📊 Net Profit (last 8 quarters) LIVE
Money kept after all expenses each quarter.
Search a stock to load net profit.
📊 Operating Profit (EBITDA proxy)
Profit from the core business each quarter, before interest and tax.
Search a stock to load operating profit.
📐 Margins & Growth LIVE
Net Profit Margin, Operating Margin, latest YoY growth.
Search a stock to load margins.
📈 Revenue & Profit CAGR Coming Soon
3-year, 5-year and 10-year compound growth rates for Sales, Operating Profit and Net Profit.
Search a stock to load CAGR.
📋 Quarterly Results table LIVE
Screener.in-style 8-quarter table — Revenue, Operating Profit, Net Profit per quarter.
📊 Financial Statements Loading…
Screener.in-style multi-period × multi-statement matrix. Quarterly & Half-yearly P&L; Annual P&L, Balance Sheet and Cash Flow.
📅 Corporate Actions Coming Soon
Dividends, splits, bonus issues, rights — historical timeline. Source: BSE / NSE corporate-actions feed.
ActionTypeEx-DateRecord DateAmount / Ratio
Coming soon — historical dividends, splits, bonus, rights timeline. Wires from BSE / NSE corporate-actions feed next session.
🔮 Analyst Estimates & Recommendations Coming Soon
Consensus EPS, target price, BUY / HOLD / SELL distribution from broker reports. Needs paid analyst-data feed.
Consensus EPS (next Q)Soon
Average analyst forecast for next quarter's EPS.
Consensus Sales (next Q)Soon
Average analyst forecast for next quarter's revenue.
12-Month Target PriceSoon
Average target price across covering analysts.
Recommendation MixSoon
How many BUY / HOLD / SELL ratings.
Last Q Surprise %Soon
How much the actual EPS beat / missed consensus last quarter.
EPS Revision TrendSoon
Are analysts upgrading or downgrading their EPS forecasts?
📑 Annual Reports & Concalls Coming Soon
Direct PDF links: latest annual report, investor presentation, concall transcripts, credit-rating reports. Source: BSE / NSE filings.
Coming soon — wires from BSE / NSE filings feed next session. Will surface the last 5 annual reports plus the most recent earnings deck and concall transcript.
🌐 Segment & Geographic Breakdown Coming Soon
Revenue and operating profit split by business segment and geography (where company reports). Needs annual-report parser.
Revenue by SegmentSoon
Pie chart of revenue split across business segments.
EBIT by SegmentSoon
Operating profit by business segment.
Revenue by GeographySoon
Domestic vs International revenue split.
Forex Earnings %Soon
Share of revenue earned in foreign currency.
🏗️ Capex vs Depreciation Coming Soon
Is the company reinvesting? Capex above depreciation = growing capacity. Below = harvesting.
Capex (latest FY)Soon
Money spent on plant, machinery, factories, IT.
Depreciation (latest FY)Soon
How much existing assets wore down this year.
Capex / DepreciationSoon
Above 1.5× = growing fast. Below 1.0× = shrinking capacity.
Capex / SalesSoon
How capital-intensive the business is.
🗓️ Debt Maturity Profile Coming Soon
When the company's debt is due. Lumpy near-term maturities = refinancing risk.
Coming soon — bar chart of debt repayments by year (within 1Y, 1-3Y, 3-5Y, 5Y+) from notes-to-accounts.
📐 Profitability ratios LIVE
How well the business turns capital into profit.
Search a stock to load ratios.
🛡️ Leverage & Liquidity ratios
Debt safety and short-term cash health.
Search a stock to load ratios.
⚙️ Efficiency ratios Mostly Coming Soon
How quickly the business converts inputs into cash. Needs detailed balance-sheet wiring.
👥 Shareholding pattern Loading…
Promoter, FII, DII, Public splits with quarter-on-quarter ▲▼. Last 4 quarters from screener.in.
📑 Bulk & Block deals (last 3 months) Coming Soon
Big single-trade transactions disclosed to NSE/BSE. Reveals when large investors enter or exit.
NSE / BSE
Bulk deals feed wiring pending Soon
Why this matters
When promoters or large funds buy from the open market, it's a strong signal of conviction. When they exit in size, it's a warning.
NSE / BSE
Block deals feed wiring pending Soon
Why this matters
Block deals are pre-arranged trades of 5 lakh shares or ₹10 crore+. Often signal institutional rebalancing.
🕵️ Insider / Promoter Activity (last 12 months) Coming Soon
SEBI-disclosed promoter and insider buying / selling. Skin-in-the-game beats analyst opinions.
DateInsiderActionQtyAvg PriceHolding After
Coming soon — wires from BSE / NSE insider-disclosure feed next session.
🏦 Mutual Fund Holdings — top 10 schemes Coming Soon
Which Indian mutual fund schemes own this stock + how their holding has changed quarter over quarter.
SchemeAMCHolding %Q/Q ChangeLast Action
Coming soon — wires from AMFI monthly portfolios next session.
⛓️ Promoter Pledge Timeline Coming Soon
How much of the promoter holding is pledged as loan collateral, quarter by quarter. Above 20% is a red flag.
Coming soon — wires from BSE / NSE pledge disclosures next session.
🏛️ Top 10 Institutional Holders Coming Soon
Bloomberg-style institutional ownership: top 10 funds + Q/Q change + fund manager.
#HolderTypeHolding %Q/Q ChangeManager
Coming soon — wires from quarterly DII/FII disclosures + AMFI portfolios next session.
👤 Key Management Personnel (KMP) Coming Soon
Board members, CEO/CFO/MD with tenure, age, qualifications, and reported compensation.
NameRoleSinceAgeCompensation (FY)
Coming soon — parsed from annual report's KMP section + BSE board disclosures.
🌳 Subsidiary & Group Structure Coming Soon
Parent company, subsidiaries, joint ventures, associates — the group tree. Reveals consolidated vs standalone exposure.
Coming soon — annual-report parser will surface subsidiary list with %-stake and contribution to consolidated revenue.
🏷️ Credit Rating Coming Soon
CRISIL / ICRA / India Ratings — long-term and short-term. Downgrade is an early-warning signal.
AgencyLong-termShort-termOutlookLast Updated
Coming soon — wires from CRISIL / ICRA / India Ratings RSS feeds.
⚖️ Litigation & Regulatory Issues Coming Soon
Pending material litigation, SEBI / SEC actions, auditor qualifications. Red flags surface here first.
Coming soon — auditor qualification field + material-litigation summary parsed from annual report.
🏷️ Sector peer comparison Coming Soon
Side-by-side P/E, ROE, Revenue Growth, D/E and Market Cap vs 4–5 sector peers — Screener.in style. Needs the peer-list and bulk-fetch service.
StockP/EROERev growthD/EMcap
Peer table wiring pending — slot reserved. Coming Soon
💰 Valuation snapshot PARTIAL
Graham number, fair value estimate, upside/downside. Some pieces still wiring.
Search a stock to compute valuation.
📈 Historical P/E chart Coming Soon
P/E ratio over the last 5 years versus its own median. Needs historical price + EPS series.
Slot reserved — historical P/E series wiring pending.
📊 P/E vs industry average Coming Soon
Is this stock cheap or expensive versus its sector? Needs sector-aggregate service.
Stock P/ESoon
This stock's price-to-earnings ratio.
Industry P/ESoon
Average P/E across the same sector.
Premium / DiscountSoon
How much above or below the sector this stock trades.
🧠 SWOT — auto-generated Coming Soon
Trendlyne-style auto-generated Strengths, Weaknesses, Opportunities, Threats — derived from the underlying ratios + news.

🛡️ Strengths

e.g. ROE consistently above 15%; debt-free; promoter holding rising

⚠️ Weaknesses

e.g. Margins compressed YoY; high promoter pledge; concentrated single-product revenue

🌱 Opportunities

e.g. PLI scheme beneficiary; export tailwind; large untapped TAM

⛔ Threats

e.g. Regulatory headwinds; cheaper imports; auditor qualification last quarter
🧮 DCF Calculator Coming Soon
Discounted-cash-flow fair-value model. Adjust growth + discount rate sliders to see how intrinsic value changes.
FCF (latest)Soon
Free cash flow most recent year — input to the model.
Growth assumption (next 5Y)Soon
Slider 0–25%. How fast you think FCF will grow.
Discount rate (WACC)Soon
Slider 8–18%. Risk-adjusted required return.
Terminal growth rateSoon
Slider 2–6%. Long-run perpetual growth.
DCF Fair ValueSoon
Per-share intrinsic value from the model.
Margin of SafetySoon
Discount of current price to DCF fair value.
🔮 Analyst Forecast — next 4 quarters Coming Soon
Consensus EPS + Sales for the next 4 quarters as a chart. Beat/miss vs. consensus over the last 8 quarters.
Slot reserved — analyst forecast time-series chart wiring next session (needs paid analyst feed).
📊 Comparable Multiples (vs sector median) Coming Soon
Bloomberg-style relative-valuation view: how each multiple stacks up against sector median + 5Y own median.
MultipleStock5Y own medianSector medianVerdict
P/E Coming soon
P/B Coming soon
EV/EBITDA Coming soon
EV/Sales Coming soon
P/CF Coming soon
📰 News & Chitti's Take
Live market headlines + your portfolio news, with Chitti's plain-English verdict.
A · Market News Feed LIVE
Top market-moving headlines right now. Tap 🔊 for Chitti's take. Auto-reads top 5 once on app open.
Loading market news…
B · My Portfolio News LIVE
Add your long-term holdings. Chitti gives a HOLD / EXIT / WATCH verdict for each headline that mentions them.
Add holdings above to see news for your portfolio.
🎓 Learn Fundamentals
Ask anything. Live answers from Chitti.
💬 Ask Chitti Fundamentals LIVE
Live Anthropic API. API key stored locally. Answers in English or Hindi.
QR code — opens Fundamentals on your phone at https://sahayai.in/chitti_fundamentals.html
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