Chitti UPI Fraud Guard
Paste it before you pay it · Bharat's AI second-opinion on UPI risk.
📈 Technical 📋 Fundamentals 📰 News 💊 MedUPI 🎙️ Vaani 📷 Scanner

ℹ️ How to use Chitti — 4 simple steps

Chitti is your second opinion before you pay. Tap 🔊 to hear these steps aloud.
  1. Step 1 · PastePaste the message you got — SMS, WhatsApp, or what a caller said. Or tap a sample below.
  2. Step 2 · CheckTap Check risk now. Chitti grades it HIGH, MEDIUM, or LOW in seconds.
  3. Step 3 · HearChitti reads the warning aloud and shows you what to do next.
  4. Step 4 · ActAlready lost money? Call 1930 or report at cybercrime.gov.in within 1 hour.

🔎 Check before you pay

Paste the SMS, the WhatsApp text, the merchant name, the QR-code description — or type what the caller told you. Chitti will grade the risk in seconds.

🧪 Try a known scam pattern

Tap a card to load it into the box and check it instantly.
🎣 KYC scam
SBI YONO account block warning + suspicious KYC link.
⚡ Bijli scam
Electricity-disconnection threat + UPI to a personal number.
💸 Refund trap
Stranger claims wrong-payment, asks you to "refund".
🎰 Lottery scam
KBC lottery + processing fee request.
👮 Fake CBI
Impersonation + Aadhaar + OTP request.
✅ Looks LOW
Routine grocery payment receipt — should grade LOW.

📜 RBI 2026 protections — know them

Four rules every Indian UPI user should know. Tap 🔊 to hear each one.
… loading rules …

🕘 Recent checks

Stays only on this device. Tap 🔊 to hear an old verdict again.
QR code — opens Upi on your phone at https://sahayai.in/chitti_upi.html
📱 Open on phone
Scan to open Upi on your phone. Voice-first. Free. Works in 26 Indian languages.
https://sahayai.in/chitti_upi.html